there should be NO barrier for patients to get the medication or procedure that their doctor has prescribed. i think the insurance companies should be penalized a $10,000 per day, per case, that the insurance companies delay treatment, etc. that the physician prescribes.
current ny state laws do not have any power to check the insurance companies. excellus blue cross made a profit of $60 million and its ceo took a bonus of $2.2 million in 2022 - Excellus made $60 million profit, paid four executives over $1M each in 2022 - syracuse.com.
every single dollar was at the cost of human suffering and death.